Frequently Asked Questions
Have questions before referring? You’re not alone.
Here are the most common concerns we hear from mortgage brokers.
If you would prefer to speak directly, we are available.
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No. We respect the relationship you have built with your client.
As outlined in our agreement, Moody Kiddell & Partners does not market commercial or residential mortgage finance products to clients referred by a Streamline Partner.
We may communicate with referred clients about other relevant, non-mortgage products or services within the MKP Group. This is handled professionally and does not change your ownership of the primary relationship.
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You do. Our role is to support the transaction, not replace your position with the client.
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As a mortgage broker, you have four options when it comes to handling asset finance leads:
1. Do nothing
You can choose to ignore the lead or direct the client elsewhere.2. Do it yourself
Set up and manage your own asset finance broking division in-house.3. Done with you
You broker the loan yourself, using external support to assist with loan placement, documentation, settlement and related processes.4. Done for you
Refer the loan to a trusted partner who manages the entire process from start to finish, while keeping you informed at every stage.Streamline MKP is the ‘done for you’ model – designed to let you offer asset finance solutions without the time, admin or operational burden.
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Timeframes vary by complexity, but we prioritise prompt engagement and structured communication from first contact to settlement.
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We support a broad range of vehicle, equipment and personal finance requirements – from straightforward PAYG applications through to more complex commercial scenarios.
This includes business-use vehicles, heavy equipment, specialised plant, technology assets and income-generating equipment across most industries.
If it generates revenue, supports business operations or strengthens the client’s position, there is usually a structured funding pathway available.
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Yes.
We structure solutions for self-employed borrowers, recently established entities and clients with non-standard income verification.
We also manage layered commercial transactions involving multiple entities, directors, asset types or cross-collateralisation. Where the structure requires careful consideration, that is where we add value.
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Yes – subject to context.
We regularly work with clients who have prior arrears, defaults, ATO payment arrangements or historical credit events. The key is understanding the full context behind the file.
We position the credit narrative appropriately and align it with lenders who assess and price risk accordingly. Not every scenario proceeds, but more are workable than many brokers expect.
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Yes.
We support capital release against unencumbered equipment, equity in assets and structured refinances designed to unlock working capital.
We also arrange unsecured business lending and personal loans where appropriate – typically for short-term liquidity, ATO liabilities, expansion or opportunity-driven funding.
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We provide clear feedback and explore alternative structures where possible. If it cannot proceed, you receive a definitive answer quickly.
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Yes, where appropriate. We can operate visibly or behind your brand depending on your preference.